Business Accounts
Checking Options
| Details |
Regular Business Checking |
Non-Profit |
Business NOW Account |
Account Analysis* |
| Minimum To Open |
$200 |
$200 |
$200 |
$200 |
| Monthly Service Charge |
$8 |
$8 |
$12 |
$20 (plus cost of usage) |
| Monthly Service Charge Waived For |
$500 Balance |
$500 Balance OR 501(c)(3) Documentation |
$1,000 Balance |
Offset credit. Credit based on Federal Funds Rate. |
| Paper Statements |
$3,waived with electronic statement |
Free with 501(c)(3) Documentation or $3, waived with electronic statement |
No Charge |
No Charge |
| Interest Earned |
No |
No |
**Yes |
Credit towards usage charges |
| Additional Benefits |
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Ability to offset monthly service charge AND additional product usage charges with credit given on balances. Combined statements. |
*Accounts are subject to Account Analysis fee structure by industry type or FNB discretion based on account usage.
Account is charged according to products/services used. Account balances earn credit based on the Fed Funds Rate to go towards these costs. The credited amount may offset all charges (excluding NSF/Overdraft Fees).
**Interest will not be paid if your daily balance drops below $1,000.00
Print a New Account Application PDF, fill out and bring in to one of our branches along with your initial deposit today!
Savings Options
See an FNB Account Representative for more information on our Money Management System.
Certificate Options
IRA Options
*CD, IRA, and other deposit types available upon request