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Main

Consumer Checking

eChecking Account

  • $100 minimum to open account
  • $8 monthly service charge
  • Monthly service charge waived when 20+ debit card transactions occur monthly
  • No minimum balance requirement
  • Automatic enrollment in E-Statements
  • No interest earned
  • Checks are not provided with this account free of charge
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Pioneer Account

  • $100.00 deposit to open account
  • Unlimited check activity
  • Check safekeeping is featured on this account
  • $5 monthly service charge
     (Students age 16 or older enrolled in high school or enrolled in college taking 18 hours or more are exempt from the monthly service charge)
  • Free check or deposit copy for any 2 items per statement $2 for each item thereafter
  • First starter pack of wallet bank stock checks provided at no charge
  • Monthly Image Statements: $3.00 monthly fee for paper statements or you can select free E-Statements
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Regular Checking Account

  • $200 minimum deposit to open account
  • Monthly service charge of $8.00
  • $500 minimum daily balance required to avoid monthly service charge
  • First starter pack of wallet bank stock checks provided at no charge
  • Senior citizens age 62 or older receive one super pack of wallet bank stock checks annually at no charge
  • Prices for duplicate checks vary depending on style of checks ordered
  • Monthly Image Statements: $3.00 monthly fee for paper statements or you can select free E-Statements
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Student Account

  • $100.00 deposit to open account
  • Unlimited check activity
  • Check safekeeping is featured on this account.
  • $5 monthly service charge (Students age 13-17 or 18 or older enrolled in college taking 12 hours or more are exempt from the monthly fee).
  • Free check or deposit copy for any 2 items per statement then $2 for each item thereafter.
  • First starter pack of wallet bank stock checks provided at no charge.
  • Monthly Statements
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Senior Citizens Account

  • Our senior citizens checking account offers you special advantages if you are age 62 years or older
  • No monthly service charge, and there's no charge for the checks written on the account
  • Senior citizens age 62 or older receive one super pack of wallet bank stock checks provided annually at no charge
  • Prices for duplicate checks vary depending on style of checks ordered
  • Monthly Image Statements
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NOW Account

  • Daily compounded interest paid each monthly cycle on this account
  • $200 minimum deposit to open account
  • Monthly service charge of $12.00
  • $1000 minimum daily balance required to avoid monthly service charge
  • One starter pack of wallet bank stock checks provided at no charge
  • Monthly Image Statements
  • Interest will not be paid if the daily balance drops below $1000.00
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Texas Traditions Account

This checking account offers special advantages to customers who prefer to maintain higher average account balances

  • Interest is compounded daily and credited to your account every statement cycle unless the account is closed prior to the end of the cycle. Early account closing forfeits any accrued interest
  • $200 minimum deposit to open account
  • $5000 minimum daily balance on combined Checking, Savings, or Money Market account to avoid monthly service charge
  • One starter pack of wallet bank stock checks provided at no charge
  • $15 monthly service charge when the minimum daily balance or combined balance from checking, savings or money market account falls below $5000.00 any day of the statement cycle.
  • Interest will not be paid if the balance in your account or in any combined Checking, Savings or Money Market account falls below $5000 for the statement cycle
  • Domestic wire transfers, money orders, cashier checks, notary service and medallion stamp guarantee fees are all waived. First National Bank ATM transaction fees waived.
  • Monthly Image Statements
  • Senior citizens age 62 or older receive one super pack of wallet bank stock checks at no charge. Prices for duplicate checks vary depending on style of checks ordered.
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Open an account online today!

See our Schedule of Charges.

Product offers, rates, terms and other information provided herein are subject to change without notice. You may request the most current information at 817-573-2655

Main Office

101 E. Bridge St.
Granbury, TX 76048

(817) 573-2655
Toll Free (800) 447-1688

FDIC Equal Housing Lender

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