Schedule of Charges
Fees effective as of January 1, 2024
The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account. \
ATM
Item |
Fee |
ATM – FNB Cash Withdrawal |
No Charge |
ATM – Non - FNB Cash Withdrawal |
$2.00 |
Business Accounts
Item |
Fee |
Account Analysis |
Based on transaction history |
Cash Management with Bill Pay, ACH and / or Wire |
$35.00 per month (see cash management contract for more details) |
Cash Management Lite |
$10.00 per month (see cash management contract for more details) |
Remote Deposit Capture |
$50.00 per month |
Debit Card / Gift Card
Item |
Fee |
VISA Debit Card Customized Instant Issue |
$5.00 |
VISA Debit Card Replacement |
$5.00 |
VISA Gift Card |
$5.00 to activate |
Miscellaneous
Type |
Fee |
Account Research / Statement Research |
$20.00 per hour (one hour minimum) |
Cashier’s Checks |
$5.00 |
Check Orders |
(fee depends on style of check ordered) |
Collection Sent |
$25.00 plus postage costs |
Early Closure of Account (within six months of opening) |
$20.00 |
Dormant Account Fee (DDA / NOW) |
$5.00 per month |
Garnishments / Levies / Executions |
$100.00 |
Medallion Stamp |
$25.00 |
Money Orders |
$3.00 |
Securities Purchased |
$100.00 per purchase |
Overdraft
Item |
Fee |
Non – Sufficient Funds (NSF) - Imposed when checks, transfers or items presented by electronic means are returned unpaid. |
$25.00 each |
Overdraft - Per overdraft paid created by checks, transfers, in-person withdrawals, ATM withdrawals, or by other electronic means. |
$35.00 each |
Online Banking
Item |
Fee |
Online Bill Payment – Overnight Delivery |
$20.00 per item |
Bill Pay Credit Return Fee |
$25.00 per item |
Safe Deposit Boxes
Item |
Fee |
3x5x2 |
$25.00 annually |
5x5x2 |
$35.00 annually |
3x10x2 |
$45.00 annually |
5x10x22 |
$70.00 annually |
10x10x22 |
$125.00 annually |
Statements
Item |
Fee |
Web CD |
$5.00 each |
Stop Payments
Item |
Fee |
Stop Payments – ACH Payments |
$25.00 each |
Stop Payments – Check, other items |
$25.00 each |
Wire Transfers
Item |
Fee |
Wire Transfer – Domestic |
Incoming $15.00 / Outgoing $15.00 |
Wire Transfer – Foreign |
Incoming $50.00 / Outgoing $50.00 |