Business Savings • First National Bank of Granbury
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Business Savings

Savings Account Options

Details Business Savings Business Money Market Business First Star Money Market
Monthly Service Charge $5 $20 $20
Balance To Avoid Service Charge $100 $2,500 $10,000
Interest Yes Yes Yes
Paper Statements Quarterly Statements Monthly Imaged Statements Monthly Imaged Statements
Opening Deposit $50 $2,500 $2,500

See an FNB Account Representative for more information on our Money Management System.

Business Savings Account

  • Interest is compounded daily and credited to the account at the end of each month.
  • Accrued interest is lost if the account is closed prior to end of month.
  • $50 minimum opening deposit.
  • $5 monthly service charge if account balance falls below $100 any day of the statement cycle.
  • Safekeeping of all items.
  • Quarterly Statements.
  • Transactions by check are not allowed on a savings account

Business Money Market

  • Interest is compounded daily and credited to the account at the end of each statement cycle
  • Accrued interest is lost if the account is closed prior to the end of the month.
  • $2500 minimum opening deposit
  • $10 monthly service charge if account balance falls below $2500 any day of the month.
  • Monthly Image Statement

Business First Start Money Market

A tiered account that provides for higher rates of return as the balance increase.

  • The account is tiered as follows:
    • Tier 1: A balance of $9999.99 or less
    • Tier 2: A balance from $10,000.00 through $24,999.99
    • Tier 3: A balance from $25,000.00 through $49,999.99
    • Tier 4: A balance from $50,000.00 through $99,999.99
    • Tier 5: A balance of $100,000.00 through $249,999.99
    • Tier 6: A balance of $250,000.00 or more
  • At our discretion, interest rate on account may change at any time.
  • Interest will be compounded daily and will be credited to account every statement cycle.
  • If you close account before the interest is credited, you will not receive the accrued interest.
  • $2500.00 minimum deposit to open account
  • Monthly service charge of $20.00 will be imposed every month if the balance in the account falls below $10,000.00 any day of the statement cycle.
  • We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.
  • Interest begins to accrue on the first business day after the banking day you deposit noncash items.

See our Schedule of Charges.

Product offers, rates, terms and other information provided herein are subject to change without notice. You may request the most current information at 817-573-2655.

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