Business Checking • First National Bank of Granbury
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Business Checking Options

Details Regular Business Checking Non-Profit Checking Business NOW Account Account Analysis*
Minimum To Open $200 $200 $200 $200
Monthly Service Charge $8 $8 $12 $20 (plus cost of usage)
Monthly Service Charge Waived For $500 Balance $500 Balance OR 501(c)(3) Documentation $1,000 Balance Offset credit. Credit based on Federal Funds Rate.
Paper Statements $3,waived with electronic statement Free with 501(c)(3) Documentation or $3, waived with electronic statement No Charge No Charge
Interest Earned No No Yes** Credit towards usage charges
Additional Benefits       Ability to offset monthly service charge AND additional product usage charges with credit given on balances. Combined statements.

*Accounts are subject to Account Analysis fee structure by industry type or FNB discretion based on account usage.

Account is charged according to products/services used. Account balances earn credit based on the Fed Funds Rate to go towards these costs. The credited amount may offset all charges (excluding NSF/Overdraft Fees).

**Interest will not be paid if your daily balance drops below $1,000.00

Print a New Account Application, fill out and bring in to one of our branches along with your initial deposit today!

Regular Business Checking

  • $200 minimum deposit to open account
  • Monthly service charge of $8.00
  • $500 minimum daily balance required to avoid monthly service charge
  • One box of wallet bank stock checks provided at no charge
  • Monthly Image Statements: $3.00 monthly fee for paper statements or you can select free E-Statements

Business Accounts may be subject to Account Analysis: Fee structure would vary from above. You may request an example of an Account Analysis statement if applicable.


Non-Profit Organizations

  • $200 minimum deposit to open account
  • Monthly service charge of $8.00
  • One box of wallet bank stock checks provided at no charge
  • Monthly Image Statements

Business NOW Account

  • $200 minimum deposit to open account
  • Monthly service charge of $12.00
  • $1000 minimum daily balance required to avoid monthly service charge
  • One box of wallet bank stock checks provided at no charge
  • Monthly Image Statements: $3.00 monthly fee for paper statements or you can select free E-Statements

Business Accounts may be subject to Account Analysis: Fee structure would vary from above. You may request an example of an Account Analysis statement if applicable.


Open an account online today!

See our Schedule of Charges.

Product offers, rates, terms and other information provided herein are subject to change without notice. You may request the most current information at 817-573-2655

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