Skip to main content

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Locations • Contact Us • Secure Email Search

• Consumer • Accounts • Checking

Consumer Checking

Checking Account Options

Details	eChecking	Pioneer Checking	Regular Checking	Student Account	Senior Checking (Age 62+)	NOW Account	Texas Tradition
Minimum To Open	$100	$100	$200	$100	$100	$200	$200
Monthly Service Charge	$8	$5	$8	$5	$0	$12	$15
Monthly Service Charge Waived For	20+ debit card transactions monthly	N/A	$500 Balance	Documentation of students 18 or older taking 12 or more hours	N/A	$1,000 Balance	$5,000 Balance (all personal checking, savings & MMKT’s combined)
Paper Statements	Not offered with this account. Automatic enrollment in E-Statements	$3,waived with E-Statements	$3, waived with E-Statements	$3,waived with E-Statements or documentation	No Charge	No Charge	No Charge
Interest Earned	No	No	No	No	No	Yes*	Yes*
Additional Information	Checks are not provided with this account free of charge	First starter pack of wallet bank stock checks provided at no charge	First starter pack of wallet bank stock checks provided at no charge	First starter pack of wallet bank stock checks provided at no charge	One super pack of wallet bank stock checks provided annually at no charge	First starter pack of wallet bank stock checks provided at no charge	Free domestic wire transfers, money orders, startup checks, cashier’s checks, notary & medallion stamp guarantee, customized cards and all FNB ATM fees are waived
Open an Account	Open Online	Contact Us	Open Online	Contact Us	Contact Us	Open Online	Contact Us

*Balance requirements must be met in order to receive interest

eChecking Account

$100 minimum to open account
$8 monthly service charge
Monthly service charge waived when 20+ debit card transactions occur monthly
No minimum balance requirement
Automatic enrollment in E-Statements
No interest earned
Checks are not provided with this account free of charge

Pioneer Account

$100.00 deposit to open account
Unlimited check activity
Check safekeeping is featured on this account
$5 monthly service charge
(Students age 16 or older enrolled in high school or enrolled in college taking 18 hours or more are exempt from the monthly service charge)
Free check or deposit copy for any 2 items per statement $2 for each item thereafter
First starter pack of wallet bank stock checks provided at no charge
Monthly Image Statements: $3.00 monthly fee for paper statements or you can select free E-Statements

Regular Checking Account

$200 minimum deposit to open account
Monthly service charge of $8.00
$500 minimum daily balance required to avoid monthly service charge
First starter pack of wallet bank stock checks provided at no charge
Senior citizens age 62 or older receive one super pack of wallet bank stock checks annually at no charge
Prices for duplicate checks vary depending on style of checks ordered
Monthly Image Statements: $3.00 monthly fee for paper statements or you can select free E-Statements

Student Account

$100.00 deposit to open account
Unlimited check activity
Check safekeeping is featured on this account.
$5 monthly service charge (Students age 13-17 or 18 or older enrolled in college taking 12 hours or more are exempt from the monthly fee).
Free check or deposit copy for any 2 items per statement then $2 for each item thereafter.
First starter pack of wallet bank stock checks provided at no charge.
Monthly Statements

Senior Citizens Account

Our senior citizens checking account offers you special advantages if you are age 62 years or older

No monthly service charge, and there's no charge for the checks written on the account
Senior citizens age 62 or older receive one super pack of wallet bank stock checks provided annually at no charge
Prices for duplicate checks vary depending on style of checks ordered
Monthly Image Statements

NOW Account

Daily compounded interest paid each monthly cycle on this account
$200 minimum deposit to open account
Monthly service charge of $12.00
$1000 minimum daily balance required to avoid monthly service charge
One starter pack of wallet bank stock checks provided at no charge
Monthly Image Statements
Interest will not be paid if the daily balance drops below $1000.00

Texas Traditions Account

This checking account offers special advantages to customers who prefer to maintain higher average account balances.

Interest is compounded daily and credited to your account every statement cycle unless the account is closed prior to the end of the cycle. Early account closing forfeits any accrued interest
$200 minimum deposit to open account
$5000 minimum daily balance on combined Checking, Savings, or Money Market account to avoid monthly service charge
One starter pack of wallet bank stock checks provided at no charge
$15 monthly service charge when the minimum daily balance or combined balance from checking, savings or money market account falls below $5000.00 any day of the statement cycle.
Interest will not be paid if the balance in your account or in any combined Checking, Savings or Money Market account falls below $5000 for the statement cycle
Domestic wire transfers, money orders, cashier checks, notary service and medallion stamp guarantee fees are all waived. First National Bank ATM transaction fees waived.
Monthly Image Statements
Senior citizens age 62 or older receive one super pack of wallet bank stock checks at no charge. Prices for duplicate checks vary depending on style of checks ordered.

Open an account online today!

See our Schedule of Charges.

Product offers, rates, terms and other information provided herein are subject to change without notice. You may request the most current information at 817-573-2655

Consumer Checking

Reorder Checks

Reorder your checks from the convenience of your own home or office 24 hours a day!

You may also contact an FNB New Account Representative at 817-573-2655 during regular business hours.

Consumer Checking