Schedule of Charges
Fees effective as of January 1, 2024
The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.
ATM
| Item |
Fee |
| ATM – FNB Cash Withdrawal |
No Charge |
| ATM – Non - FNB Cash Withdrawal |
$2.00 |
Business Accounts
| Item |
Fee |
| Account Analysis |
Based on transaction history |
| Cash Management with Bill Pay, ACH and / or Wire |
$35.00 per month (see cash management contract for more details) |
| Cash Management Lite |
$10.00 per month (see cash management contract for more details) |
| Remote Deposit Capture |
$50.00 per month |
Debit Card / Gift Card
| Item |
Fee |
| VISA Debit Card Customized Instant Issue |
$5.00 |
| VISA Debit Card Replacement |
$5.00 |
| VISA Gift Card |
$5.00 to activate |
Miscellaneous
| Type |
Fee |
| Account Research / Statement Research |
$20.00 per hour (one hour minimum) |
| Cashier’s Checks |
$5.00 |
| Check Orders |
(fee depends on style of check ordered) |
| Collection Sent |
$25.00 plus postage costs |
| Early Closure of Account (within six months of opening) |
$20.00 |
| Dormant Account Fee (DDA / NOW) |
$5.00 per month |
| Garnishments / Levies / Executions |
$100.00 |
| Medallion Stamp |
$25.00 |
| Money Orders |
$3.00 |
| Securities Purchased |
$100.00 per purchase |
Overdraft
| Item |
Fee |
| Non – Sufficient Funds (NSF) - Imposed when checks, transfers or items presented by electronic means are returned unpaid. |
$25.00 each |
| Overdraft - Per overdraft paid created by checks, transfers, in-person withdrawals, ATM withdrawals, or by other electronic means. |
$35.00 each |
Online Banking
| Item |
Fee |
| Online Bill Payment – Overnight Delivery |
$20.00 per item |
| Bill Pay Credit Return Fee |
$25.00 per item |
Safe Deposit Boxes
| Item |
Fee |
| 3x5x2 |
$25.00 annually |
| 5x5x2 |
$35.00 annually |
| 3x10x2 |
$45.00 annually |
| 5x10x22 |
$70.00 annually |
| 10x10x22 |
$125.00 annually |
Statements
| Item |
Fee |
| Web CD |
$5.00 each |
Stop Payments
| Item |
Fee |
| Stop Payments – ACH Payments |
$25.00 each |
| Stop Payments – Check, other items |
$25.00 each |
Wire Transfers
| Item |
Fee |
| Wire Transfer – Domestic |
Incoming $15.00 / Outgoing $15.00 |
| Wire Transfer – Foreign |
Incoming $50.00 / Outgoing $50.00 |