Personal Checking

Pioneer Account

  • No minimum deposit to open account
  • Unlimited check activity
  • Check safekeeping is featured on this account
  • $5 monthly service charge
     (Students age 16 or older enrolled in high school or enrolled in college taking 12 hours or more are exempt from the monthly service charge)
  • Free check or deposit copy for any 2 items per statement $2 for each item thereafter
  • First 50 duplicate or wallet checks provided at no charge
  • Monthly Statements

Print a New Account Application, fill out and bring in to one of our branches along with your initial deposit today!

Schedule of Charges

*You will need to personally bring in your completed form and initial deposit to officially open your account at any of our First National Bank Branches

Regular Checking Account

  • $200 minimum deposit to open account
  • $500 minimum daily balance required to avoid monthly service charge
  • First 50 duplicate or wallet checks provided at no charge
  • An item fee of $.25 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of the account) in excess of 20 during a statement cycle.  This fee will not apply if the daily balance remains $500.00 or more. This fee does not apply to point of sale transactions utilizing the VISA Debit Card. Minimum balance and item fees are waived for senior citizens age 62 or older
  • Senior citizens age 62 or older receive 2 boxes per year of wallet bank stock checks at no charge
  • Prices for duplicate checks vary depending on style of checks ordered
  • Monthly Image Statements

Monthly Service Charges:

  • Monthly service charge of $5.00 if balance is $400.00 - $499.99
  • Monthly service charge of $7.00 if balance is $200.00 - $399.99
  • Monthly service charge of $8.00 if balance is $100.00 - $199.99
  • Monthly service charge of $9.00 if balance is $ 0.00 - $ 99.99

Print a New Account Application, fill out and bring in to one of our branches along with your initial deposit today!

Schedule of Charges

*You will need to personally bring in your completed form and initial deposit to officially open your account at any of our First National Bank Branches

NOW Account

  • Daily compounded interest paid each monthly cycle on this account
  • $200 minimum deposit to open account
  • $1000 minimum daily balance required to avoid monthly service charge
  • First 50 duplicate or wallet checks provided at no charge
  • Monthly Image Statements
  • An item fee of $.25 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of 20 during a statement cycle. This fee will not apply if the daily balance remains $1000.00 or more. This fee does not apply to point of sale transactions utilizing the VISA Debit Card.
  • Interest will not be paid if the daily balance drops below $1000.00.
  • Senior citizens age 62 or older receive 2 boxes per year of wallet bank stock checks at no charge. Prices for duplicate checks vary depending on style of checks ordered.

Monthly Service Charges:

  • Monthly service charge of $ 9.00 if balance is $750.00 - $999.99
  • Monthly service charge of $10.00 if balance is $500.00 - $749.99
  • Monthly service charge of $13.00 if balance is $250.00 - $499.99
  • Monthly service charge of $14.00 if balance is $ 0.00 - $249.99

Print a New Account Application, fill out and bring in to one of our branches along with your initial deposit today!

Schedule of Charges

*You will need to personally bring in your completed form and initial deposit to officially open your account at any of our First National Bank Branches

Texas Traditions Account

This checking account offers special advantages to customers who prefer to maintain higher average account balances

  • Interest is compounded daily and credited to your account every statement cycle unless the account is closed prior to the end of the cycle. Early account closing forfeits any accrued interest
  • $200 minimum deposit to open account
  • $5000 minimum daily balance on combined Checking, Savings, or Money Market account to avoid monthly service charge
  • First 50 duplicate or wallet checks provided at no charge
  • $15 monthly service charge when the minimum daily balance or combined balance from checking, savings or money market account falls below $5000.00 any day of the statement cycle.
  • Interest will not be paid if the balance in your account or in any combined Checking, Savings or Money Market account falls below $5000 for the statement cycle
  • Domestic wire transfers, money orders, cashier checks, notary service and medallion stamp guarantee fees are all waived. First National Bank ATM transaction fees waived.
  • Monthly Image Statements
  • Senior citizens age 62 or older receive 2 boxes per year of wallet bank stock checks at no charge. Prices for duplicate checks vary depending on style of checks ordered.

Print a New Account Application, fill out and bring in to one of our branches along with your initial deposit today!

Schedule of Charges

*You will need to personally bring in your completed form and initial deposit to officially open your account at any of our First National Bank Branches

Senior Citizens Account

  • No minimum deposit required
  • Our senior citizens checking account offers you special advantages if you are age 62 years or older
  • No monthly service charge, and there's no charge for the checks written on the account
  • Senior citizens age 62 or older receive 2 boxes per year of wallet bank stock checks at no charge
  • Prices for duplicate checks vary depending on style of checks ordered
  • Monthly Image Statements

Print a New Account Application, fill out and bring in to one of our branches along with your initial deposit today!

Schedule of Charges

*You will need to personally bring in your completed form and initial deposit to officially open your account at any of our First National Bank Branches

Student Account

  • No minimum deposit to open account
  • Unlimited check activity
  • Check safekeeping is featured on this account.
  • $5 monthly service charge (Students age 16 or older enrolled in high school or enrolled in college taking 12 hours or more are exempt from the monthly fee).
  • Free check or deposit copy for any 2 items per statement then $2 for each item thereafter.
  • First 50 duplicate or wallet checks provided at no charge.
  • Monthly Statements

Print a New Account Application, fill out and bring in to one of our branches along with your initial deposit today!

Schedule of Charges

*You will need to personally bring in your completed form and initial deposit to officially open your account at any of our First National Bank Branches

Product offers, rates, terms and other information provided herein are subject to change without notice. You may request the most current information at 817-573-2655.

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