Business Savings

Business Savings Account

  • Interest is compounded daily and credited to the account at the end of each month.
  • Accrued interest is lost if the account is closed prior to end of month.
  • $50 minimum opening deposit.
  • $5 monthly service charge if account balance falls below $100 any day of the statement cycle.
  • Safekeeping of all items.
  • Quarterly Statement.
  • Payments, transfers and withdrawals from a savings account to another account or to 3rd parties by preauthorized, automatic, draft, telephone or computer are limited to six per month. Transactions by check are not allowed on a savings account.
  • Unlimited transfers or withdrawals are allowed by mail, messenger, automated teller machine or in person but are subject to the fees disclosed in the Fees and Charges.
  • An item fee of $1.00 will be charged for each debit transaction (withdrawal, automatic transfer, or payment out of this account) in excess of two during a month.

Business Money Market

  • Interest is compounded daily and credited to the account at the end of each statement cycle.
  • Accrued interest is lost if the account is closed prior to the end of the month.
  • $2500 minimum opening deposit
  • $20 monthly service charge if account balance falls below $2500 any day of the statement cycle.
  • Payments, transfers and withdrawals from a money market account to another account or to 3rd parties by preauthorized, automatic, check, draft, telephone or computer are limited to six per month.
  • Unlimited transfers or withdrawals are allowed by mail, messenger, automated teller machine or in person but are subject to the fee disclosed in the Fees and Charges Schedule.
  • An item fee of $15.00 will be charged for each debit transaction (withdrawal, check paid, automatic transfer, or payment out of this account) in excess of six during a statement cycle.
  • Monthly Image Statement

Money Management System

Your money is automatically transferred as a dynamic transfer from your checking account to your savings or money market account when your checking balance reaches a limit you designate. Your money can also be transferred automatically from your savings account to your checking account. This could help avoid overdrafts. A $1.00 transaction fee will apply. 

Schedule of Charges
New Account Application

You will need to personally bring in your completed form and initial deposit to officially open your account at any of our First National Bank Branches.
 
Product offers, rates, terms and other information provided herein are subject to change without notice. You may request the most current information at 817-573-2655. 

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